Your Partner in Capital Markets and Loan Advisory
At Lloyds Associate, we specialize in navigating the origination needs of our clients, providing tailored loan advisory and capital solutions designed to meet their unique financing requirements. Our expertise spans performing and non-performing trades, as well as a broad range of asset-based lending opportunities across sectors including real estate, automotive, transportation, equipment, and other asset-intensive industries.
As a Capital Solutions Provider, we deliver advisory services to banks, alternative lenders, and specialist lending structures, facilitating debt financing for real estate investors, developers, funds, businesses, and asset-backed borrowers. We act as a bridge between borrowers and capital sources, identifying appropriate financing structures and optimizing leverage, loan-to-value ratios, pricing, covenants, and terms to align with institutional risk appetites.
Our asset-based lending expertise includes financing secured against tangible assets such as vehicles, automotive fleets, equipment, machinery, and other income-generating or realizable assets. By combining sector expertise with an understanding of lender requirements and capital markets, we help clients access appropriately structured financing while delivering optimal outcomes for both borrowers and capital providers.


Portfolio Advisory
Experts in sale and buy-side portfolio advisory services which optimize your investments and manage risks.We provide advisory support on structured finance transactions involving mortgage, real estate and other asset-backed portfolios. This includes:
- Forward flow arrangements
- Portfolio sales and acquisitions
- Asset-backed funding structures
- Risk transfer and balance sheet optimisation
Investor sourcing and transaction packaging
Our experience working with banks, originators, insurers and institutional investors allows us to structure solutions that align capital, risk and long-term funding requirements.

Origination Solutions
Tailored origination solutions to address your unique capital market needs effectively. Our team has vast experience with whole loan transactions. From more standard mortgage-backed assets to esoteric investments like buy to let loans or bridging portfolios. Whether you are trying to access liquidity for balance sheet assets, augment your existing balance sheet with wider margin investments, or grow your portfolio, We will assist wherever possible. We can leverage our extensive network of originators and financial investors to find the best execution for your transaction or identify the right investment.

Loan Book Valuation
Thorough loan book valuation services to provide insights and ensure informed decision-making.

About Lloyds Associate
Your trusted partner in financial management
A bespoke Loan Advisory business dedicated to tackling balance sheet challenges across Europe.We provide expert guidance on both performing and non-performing loans.Our team is committed to delivering tailored solutions for your financial success.



150+
Successful Transactions

130+
Clients Served


25
Over Years of Experience